161 Charter Circle, Unit 161Ossining, NY 10562Price: $325,000

A rare three-bedroom opportunity in High Meadow, this corner townhouse-style co-op offers the space, privacy, and flexibility that are hard to find in co-op living, with a thoughtful two-level layout that feels more like a private home. The main level features an updated kitchen with in-unit washer/dryer, easy flow for living and dining, and an updated powder room. Upstairs, three generously sized bedrooms and an updated full bath create a comfortable private retreat. Generous closet space, including custom closets in all three bedrooms, plus wood floors throughout, add both function and warmth. Additional shared storage options are available in the common basement area. A shared front patio adds a welcoming outdoor touch, while the well-maintained High Meadow community offers sidewalks for easy strolls, assigned parking, ample guest parking, and playgrounds. Monthly maintenance includes heat, water, and taxes, adding ease and value. Ideally located close to shops, bus, parks, restaurants, village conveniences, Hudson River access, nearby trails, and Metro-North, including express train options. Eligible shareholders may qualify for a STAR rebate of approximately $144 off monthly maintenance for 11 months of the year. Financial requirements: 10% down, debt-to-income below 35%, credit score 675+, no late payments in the last 6 months, no bankruptcy in the last 5 years, and minimum liquid assets at closing equal to 6 months of maintenance and mortgage payments.