615 Palmer Road, Unit 408Yonkers, NY 10701Price: $125,000

Very Bright and spacious studio with ample room for a queen size bed and a dining area as well. This sun-filled apartment features parquet floors, oversized windows with beautiful blinds to insulate against the cold and block the summer heat and one ceiling fan and one air conditioner. A full bathroom which includes a soaking tub for added relaxation. There is no shortage of space with the several deep and wide closets within this unit. The kitchen is compact with all major appliances. Gate house with 24/7 guard upon complex entry, common laundry in basement, one guaranteed outdoor parking space assigned at closing for $75.00 a month and a free of charge storage room space and bike room space. Minimum financial requirements for purchase applicants: 1) Minimum Equifax Fico 5.0 Credit Score of 740 or above, per applicant, required, 2) Required Minimum Debt to Income Ratio -- not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing, 4) Minimum of 2 years of salary and work history required, 5) Minimum cash balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required. This apartment is in walking distance to the Bronxville train station, shopping and close to major highways.